Several People Injured in Auto Accident in Satsuma, Putnam County, Florida
A Dunns Creek Baptist Church van and a pickup truck were involved in an accident in Satsuma, Putnam County, Florida that resulted in injuries to ten people, according to an article on Firstcoastnews.com. The article indicated that the pickup truck ran a stop side and struck the van on Hoot Owl Road and Squirrel Tree Trail. The article does not say how serious the injuries were.
One question that may arise from a motor vehicle accident that results in injuries and/or deaths to multiple people is how the insurance money is split to compensate the injured and family of the deceased. In any personal injury or wrongful death case resulting from an accident, personal injury and wrongful death lawyers for the injured party or the family of the deceased party will look to the insurance policy (or insurance policies) of the at-fault driver, as well as the owner of that vehicle if different from the driver. There may be other applicable parties and insurance policies but for this example, let's just assume there is one insurance policy belonging to the at-fault driver.
That driver may have what is called bodily injury or liability insurance, which is insurance coverage that compensates other people injured or damaged by that driver. The policy limits are typically listed as two numbers: x/y or, for example, $50,000/$100,000. The first number represents the available insurance policy limits for each individual who is injured by the at-fault driver. In other words, if only one person is injured, he/she is limited to recovering $50,000 in damages for his/her injuries under that insurance policy. The second number, $100,000, is the total insurance coverage available for the entire accident. So, if five people were injured by the at-fault driver, they would be limited to a total of a $100,000 recovery for their injuries and damages. For instance, if each person's damages were the same, they may recover $20,000 each.
If you have been involved in an accident with multiple vehicles and injured individuals, it is important to quickly determine how much insurance coverage is available for everyone and make a claim. If you have any questions about the process of recovering damages for your injuries resulting from an accident, we invite you to contact us for a free consultation.
