Posted On: May 29, 2009 by Shorstein & Lasnetski

Man Hit By Car In Parking Lot in St. Augustine, Florida

A woman turned into a parking space and hit the accelerator, flipping her car and pinning a man underneath at the Cobblestone Shopping Center in St. Augustine, St. Johns County, Florida, according to an article on Firstcoastnews.com. Apparently, the man was taken to the hospital but was not hurt.

As personal injury and wrongful death attorneys, we get questions regarding when insurance policies are applicable to compensate a victim for damages when he/she is injured from an accident or a family member is killed. In a situation like this, even thoguh the accident did not occur on the roads andf the victim was a pedestrian, the insurance ppolicies for both parties should apply. In other words, the woman's liability insurance coverage should be applicable to compensate the victim for his injuries if he had any. Even though the man was not driving, his own uninsured/underinsured motorist coverage would apply to compensate him for his damages that exceeded the insurance policy limits of the woman's liability policy if he had uninsured/underinsured motorist protection and was injured.

In an accident where the at-fault vehicle was off of the normal roadway and/or the injured party(s) was a pedestrian, auto insurance policies will typically apply to compensate the injured or deceased family member(s).