Serious Accident Injured Small Child on the Southside in Jacksonville, Florida
A speeding BMW crashed into another car in a neighborhood off of Leon Road in Jacksonville, Florida injuring a woman and her young child, according to an article on News4Jax.com. Jacksonville police responded to the scene of the accident to investigate possible criminal activity. Apparently, a witness indicated that the drivers of the two vehicles may have known each other.
It is not clear from the article why or how this accident occurred, however, the possibility exists that it was an intentional act. When someone is seriously injured in an accident like this, particularly a small child, a claim for personal injuries from the accident is likely. However, some people may not be aware that an insurance policy that normally covers injuries and damages from auto accidents may not apply when the act causing the crash was intentional. In personal injury and wrongful death cases, it is always important to figure out which insurance policies apply and how much insurance is available. However, most auto insurance policies only cover negligent acts that cause injuries, such as running a red light or failing to stop and rear-ending a vehicle. If a person intentionally hits another vehicle with his/her car for whatever reason, the insurance company for the at fault driver may deny insurance coverage. Where an accident occurs that may have been intentional, the injured party may have a fight with the other driver's insurance company over insurance coverage in addition to the normal dispute over the accident and extent of the injuries.
